Like other states, an employer’s participation in Workman’s Compensation is mandatory not optional in the state of Connecticut. Although participation is not optional, there are available as to where employers are able to obtain the coverage. It is possible to obtain this coverage through Private carriers or the employer may choose to self-insure instead. There are some variances which apply to Agricultural workers.
Connecticut places no maximum dollar amount on the Medical expenses paid by Workers’ Compensation. Any and all treatment which is considered to be reasonable will be paid by this coverage. Connecticut also places no restrictions upon time. This is somewhat different than laws of some other states. It is preferable to the state the employer have a Managed health care system. However, if this is not the case the employee has the right to choose the physician with which he or she feels most comfortable.
Connecticut’s Workers’ Compensation law in one of the most inclusive in regards to the extent of workers who are covered. Part-time employees and minors are eligible as long as they do not work around their personal residence or less than twenty hours weekly. Fortunately, Connecticut is what is termed as a no-fault state. SImply, regardless of who bears responsibility for the accident, the state will pay benefits.
Connecticut provides for the payment of benefits in case of disability. There are different types of disability and benefits will vary accordingly. The state will pay weekly disability benefits, the amount being a percentage of the employee’s average weekly pay. Although there is a maximum and minimum, this amount can change when offset by Social Security benefits.O ne type of disability is referred to as Permanent Total Disability. Although the legal terminology states payment of benefits will continue for the duration of the disability, it is obvious benefits are permanent in this type of claim.
Connecticut Worker Compensation Law does make available a Death benefit. This compensation is paid to either the surviving spouse, or the spouse and children. As with other benefits, the amount will be calculated using the average weekly wages of the deceased employee and is subject to a cap. Attorney fees are also covered by Connecticut law. These fees are permitted on a case-by-case situation and will be included in the award should the result be in favor of the employee.